The HDFC Bank-HDFC Ltd merger has created a financial services behemoth, among the largest in the world, with an estimated market capitalisation of Rs 14.37 lakh crore. While the benefits are evident for the merged entities, from a wider offering and distribution reach to lower cost of funds, for customers it would mean a greater choice of financial products and services at more competitive rates. For the wider economy, it could mean more effective underwriting of large-ticket infrastructure loans and greater credit flow. Please listen to the latest episode of All Indians Matter.
