It is estimated that only 27% of Indians are financially literate. Also, India has more than 275 million households and 100 millionof them are set to become savers for the first time. However, lack of financial awareness is a hurdle to their growth. What are the solutions? Yusuf Roopawalla, chief information officer at a multinational bank, has handled large transformational projects across inclusive banking, retail banking, regulatory systems, etc. He speaks to All Indians Matter.