Your baby’s here 👶 and while you’re stocking up on onesies, don’t forget the real prep starts with a savings plan 💸✨
🎯 Education could cost ₹50–₹75 lakhs 15–18 years from now, and that’s with 10–12% inflation. Sounds scary? Not if you start now.
✅ Open a separate investment account for your child
✅ Pick long-term tools like SIPs, PPF, or Sukanya Samriddhi (for girls)
✅ Get life + health insurance — term plan for you, floater plan for the fam
Start small, but start early — because your baby’s dreams deserve more than just lullabies 💭📈
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